QUALITY OF HEALTHCARE
One of the first things that everyone should keep in mind when relocating are the healthcare laws and insurance process of the destination country.
With an exponential growth rate fueled by the oil, tourism, real estate and financial industries, the United Arab Emirates is home to a large population of expatriates from all around the world. As a result, the UAE has the best healthcare infrastructure in the Middle East. According to the Bloomberg’s Health Care Efficiency Report 2018, the UAE ranked 10th among 200 countries on the health-efficiency index globally.
Both public and private hospitals are equipped with cutting-edge technology and state-of-the-art medical complexes. The facilities are easily accessible to both Emiratis and expatriates. The medical personnel are well-qualified, can speak many languages, and come from countries such as:
- Middle East (Lebanon, Jordan, Syria, Iraq, etc.)
- Europe (Germany, Switzerland, etc.)
Many hospitals and clinics also have on-site translators who can translate medical tests, reports and other documents from Arabic to English and vice-versa.
Note: If you want to check if your brand of medication is available in the UAE, you can look it up on the Department of Health Abu Dhabi‘s website.
COMPULSORY MEDICAL INSURANCE
As part of his vision for a world class healthcare system, His Highness Sheikh Mohammed bin Rashid Al Maktoum, Vice President and Prime Minister of the UAE and Ruler of Dubai, declared compulsory medical insurance for everyone.
As of 2016, UAE’s healthcare laws require all professionals, domestic workers, spouses and dependents to be covered by compulsory medical insurance. This is to ensure that all Dubai residents are able to take care of their basic health needs and have access to timely medical treatment.
Some facts about Dubai’s compulsory medical insurance are:
- The Essential Benefits Plan (EBP) established by the Dubai Health Authority (DHA) has set the minimum amount of coverage that must be provided by all employers.
- According to the Health Insurance Law of Dubai, Maternity Coverage is a mandatory part of medical insurance.
- While the DHA encourages employers to provide health insurance for the spouse or dependents of its employees, do not automatically assume your employer will do so. Make sure to check your employment contract and the company’s HR department.
- If an employer does not provide medical coverage, it is the responsibility of the sponsor to arrange health insurance for their spouse or dependents.
- If you have any issues with health insurance, you can file an online complaint through the Dubai Health Authority’s eSystem (iPROMeS).